Embedded Payments solutions allow payment functionality to be built directly into software products, marketplaces, and business workflows. Organisations use them to simplify transactions, create integrated user experiences, and open new revenue streams inside platforms.
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Adyen is a Dutch payment platform listed on Euronext Amsterdam, providing end-to-end payment processing for global enterprises. It is one of Europe's most valuable fintech…
Alma is a French buy-now-pay-later platform for merchants providing 2 to 4 instalment payment solutions with instant merchant settlement and no late payment fees for…
Bankable is a UK banking-as-a-service company providing payment accounts, virtual IBANs, and card programmes to enterprises and fintechs across Europe.
Bitpanda is an Austrian retail investment platform providing access to cryptocurrencies, fractional stocks, ETFs and precious metals through a mobile-first European investment app.
Briqpay is a Dutch B2B payments orchestration company providing flexible checkout and credit solutions for B2B e-commerce merchants requiring payment terms and invoice-based purchasing.
Briqpay is a Belgian B2B checkout and payment orchestration platform enabling B2B merchants to offer flexible payment terms, invoice management and credit options at digital…
Bunq is a Dutch mobile bank holding a full European banking licence, providing personal and business banking services across Europe with strong sustainability credentials.
Cardlay is a Danish expense management and virtual card platform providing white-label spend management solutions for banks and financial institutions to offer their corporate customers.
Curve is a UK fintech providing a single card and app that consolidates multiple payment cards, enabling rewards management and spend tracking across existing accounts.
Devengo is a Spanish instant payroll payment platform enabling companies to give employees on-demand access to their earned wages before payday through a real-time payment…
Divido is a British white-label retail finance platform enabling banks and retailers to embed point-of-sale lending and consumer credit at checkout through a single integration.
GoCardless is a UK fintech providing direct debit and recurring payment infrastructure, enabling businesses to collect bank payments from customers across Europe and globally.
Keyrock is a Belgian algorithmic market maker and digital asset liquidity provider operating across centralised and decentralised cryptocurrency exchanges globally.
Klarna is a Swedish buy now pay later and payments company providing embedded checkout solutions to retailers and consumers across Europe and globally.
Klarna Group develops AI shopping discovery platforms, flexible payment products and merchant financial services from its Stockholm headquarters for global retail and banking partners.
Koosmik is a Swiss digital wallet and payment platform providing mobile payment, money transfer and group expense splitting tools to consumers across French-speaking Swiss and…
Lydia is a French peer-to-peer payment and digital banking app providing mobile money transfers, group expense splitting and personal finance management to consumers across Europe.
Lykke is a Swiss blockchain-based financial exchange providing digital asset trading, tokenised securities and open-source financial technology tools for global digital asset markets.
Mangopay is a Luxembourg-based payment infrastructure provider offering white-label payment solutions for marketplaces, platforms, and crowdfunding sites across Europe.
Modulr is a UK payments-as-a-service company providing payment accounts and API-driven payment infrastructure for businesses, accountants, and payroll providers.
Mollie is a Dutch payment service provider offering easy-to-integrate payment APIs for SMEs and enterprises across Europe, supporting cards, bank transfers, and local payment methods.
Monese is a UK digital banking platform providing mobile current accounts and international payment services for migrants and internationally mobile Europeans.
Moss is a German spend management platform providing smart company credit cards, digital expense management and automated accounting integration for German startups and SMEs.
Mynt is a Swedish corporate spending and expense management platform providing company cards, real-time expense reporting and spend analytics for Swedish SMEs and scale-up businesses.
Payhawk is a Bulgarian-British spend management platform providing company cards, expense management and payment automation for European enterprises requiring unified spend control.
Payrails is a German payment orchestration company providing infrastructure for embedding and managing global payment methods for enterprise merchants.
Paysend is a UK global payment platform providing low-cost international money transfers and multi-currency cards for consumers and businesses across Europe.
Pliant is a German corporate card and spend management platform providing smart virtual and physical company cards with real-time controls and analytics for European businesses.
Qliro is a Swedish embedded payments and financial services company providing buy now pay later, instalments and banking products to Nordic e-commerce merchants and consumers.
Railsbank is a UK global embedded finance platform providing banking-as-a-service infrastructure for fintechs and enterprises, now operating as Railsr.
Relai is a Swiss Bitcoin investment app providing a simple non-custodial platform for recurring Bitcoin purchases without complex exchange registration requirements across Europe.
Scalapay is an Italian buy-now-pay-later platform providing interest-free payment instalment solutions for online and in-store retail purchases across Southern European markets.
Soldo is an Italian-British spend management platform providing multi-user company cards, expense management and real-time spending controls to businesses across Europe.
Soldo provides company spend management combining multi-user prepaid Mastercards with automated expense reporting and real-time spending controls for teams across European businesses.
Spendesk's Amsterdam office manages Benelux operations for its spend management platform providing company cards, invoice management and real-time budget controls for European finance teams.
Swiftpay is an Irish embedded finance platform providing white-label digital wallet, loyalty and payment solutions to retailers, telecoms and financial services companies across Europe.
Token.io is a UK open banking payments infrastructure company enabling banks and fintechs to offer account-to-account payment capabilities across European markets.
TrueLayer is a UK open banking platform providing payment and financial data APIs that connect applications to bank accounts across European markets.
Tymit is a British instalment credit card enabling cardholders to split any purchase into interest-free or low-interest monthly payments through a transparent digital card management…
Upstream is a Greek mobile marketing automation platform providing carrier billing, mobile commerce and digital engagement solutions to mobile operators across emerging markets.
Volt is a UK open banking payments company providing real-time account-to-account payment infrastructure for merchants and payment service providers across Europe.
Wecan Tokenize is a Swiss blockchain platform providing digital asset tokenisation and distributed ledger solutions for Swiss financial institutions managing structured products and private assets.
Yapily is a UK open banking infrastructure company providing a unified API for accessing bank data and initiating payments across European financial institutions.
Yoyo Wallet is a British mobile payments and loyalty platform providing integrated payment and rewards technology to university campuses, corporate catering and retail operators.
Zilch is a British buy-now-pay-later and advertising-funded payments platform providing interest-free instalment payments to consumers across UK retail and e-commerce merchants.
EuropeanSwitch enables organisations to position themselves within key sectors and categories across Europe.