Banking-as-a-Service platforms let non-bank firms embed regulated financial products such as accounts, cards, and payments into their own offerings. They are used to accelerate fintech propositions and expand financial functionality through modular banking infrastructure.
Increase visibility within this niche through featured placement and targeted discovery.
Includes logo placement, enhanced visibility and association with this subcategory.
Already listed? Claim and upgrade your provider profile.
An example of an Enhanced Profile. Enhanced providers get expanded detail, compliance signalling and direct contact — this shows how an upgraded listing appears in the directory.
Not a real provider — shown to illustrate the Enhanced Profile.
Abound is a British AI lending platform using open banking and machine learning to provide fairer personal loans to underserved UK consumers based on income…
Abound provides AI-powered personal loans to UK consumers using open banking data to assess affordability more accurately enabling better credit decisions for underserved borrowers.
Additiv provides a digital finance orchestration platform enabling banks, insurers and wealth managers to deliver digitally enhanced financial services through a modular API-first architecture.
Agicap is a French cash flow management platform providing real-time treasury visibility, cash flow forecasting and payment management tools to SMEs across France and European…
Algbra is a British ethical finance and values-based banking platform providing Sharia-compliant digital financial services and purpose-driven banking to ethically-minded UK consumers.
Amplifi Capital is a British embedded lending platform providing white-label consumer credit and BNPL infrastructure to retailers and fintechs wanting to offer financing at point…
Anyfin is a Swedish fintech company providing consumers with AI-powered loan refinancing by scanning existing loan agreements and offering lower-rate alternatives through a mobile app.
Atom Bank provides UK digital savings accounts, mortgages and SME loans through a mobile-only bank without physical branches offering competitive rates through lower cost operations.
Bankable is a UK banking-as-a-service company providing payment accounts, virtual IBANs, and card programmes to enterprises and fintechs across Europe.
Bankera is a Lithuanian digital bank and payment institution providing business banking accounts, payment cards and crypto exchange services to SMEs across European markets.
Banxware is a Dutch embedded lending platform providing white-label working capital finance and revenue-based financing solutions to European platforms and marketplaces for their SME users.
Billie is a German B2B buy-now-pay-later and accounts receivable financing platform providing embedded payment terms and working capital solutions for B2B e-commerce transactions.
Bob Finance is a Belgian consumer credit company providing personal loans and digital credit products through a fully online application and approval process for Belgian…
Budapest Bank Digital develops digital retail banking, mobile payment and personal finance management platforms for Budapest Bank's retail banking customers across Hungary.
Bunq is a Dutch mobile bank holding a full European banking licence, providing personal and business banking services across Europe with strong sustainability credentials.
Bynk is a Swedish consumer finance platform providing personal loans and credit products through an AI-based digital lending process for Swedish consumers requiring transparent accessible…
Cembra is a Swiss consumer finance company providing personal loans, credit cards and invoice financing to Swiss consumers and businesses through digital and branch channels.
ClearBank is a UK cloud-native clearing bank providing real-time payment infrastructure and banking-as-a-service to financial institutions and fintechs.
Cleo is a British AI-powered financial assistant and money management app providing budgeting, saving automation and cash advance features to financially stressed consumers.
Cobbenhagen Brenders provides banking technology and digital financial compliance consulting to Dutch and European financial institutions requiring regulatory expertise and digital systems integration.
Cobee is a Spanish flexible employee benefits platform providing digital management of meal vouchers, transport subsidies and tax-efficient benefits across European markets.
Coconut provides a tax and business banking app for UK sole traders and freelancers automating self-assessment tax calculations and expense categorisation from bank transaction data.
Countingup is a British business current account and accounting app combining banking with automated bookkeeping for UK sole traders and small businesses in a single…
Coverflex is a Portuguese employee benefits and flexible compensation platform enabling companies to offer flexible benefits packages to employees across Europe.
Creamfinance is a Latvian consumer lending company providing fast online personal loans to consumers in Latvia, Poland and Georgia through a fully digital application and…
Credimi is an Italian digital lending platform providing fast unsecured business loans and invoice financing to Italian SMEs through an entirely online application and approval…
Credissimo is a Bulgarian digital consumer lending company providing fast online personal loans and consumer credit products to Bulgarian and European consumers through a fully…
CSOB Digital develops mobile banking, digital payments and open finance tools for Czechoslovak Commercial Bank, Belgium's KBC Group's Czech and Slovak banking subsidiary.
Curve is a UK fintech providing a single card and app that consolidates multiple payment cards, enabling rewards management and spend tracking across existing accounts.
Daura is a Swiss digital equity platform enabling SMEs to issue and manage shares digitally providing shareholder registry management and corporate governance tools on blockchain…
Defacto is a French embedded B2B credit platform providing instant short-term financing to SMEs directly through their accounting and e-commerce tools via open banking data.
Dozens provides a UK digital financial wellbeing platform combining savings, investments and financial planning tools to help consumers build healthy long-term financial habits.
Edenred Digital develops digital meal voucher platforms, fleet card management and corporate payment solutions for Edenred's global employee and mobility benefits business operations.
Edenred Hungary develops digital employee benefits platforms, meal voucher management and workplace mobility tools for Edenred's Hungarian prepaid solutions and benefits business.
Edenred Slovakia develops digital meal voucher platforms, employee benefits management and corporate payment tools for Edenred's Slovak employee benefits and prepaid solutions business.
Elrond is a Romanian blockchain and digital finance infrastructure company providing high-throughput distributed ledger technology and DeFi platform services.
Enfuce is a Finnish card processing and payments company providing cloud-native payment services and BaaS infrastructure to European banks and fintechs.
Enfuce is a Finnish card issuing and processing company providing cloud-native card infrastructure and compliance-as-a-service for fintechs and banks launching payment card programmes.
Erste Bank Croatia Digital develops digital banking, George app and open banking infrastructure for Erste Group's Croatian retail banking operations serving Croatian consumers.
Erste Digital is the technology subsidiary of Erste Group developing banking software, cloud infrastructure and open banking solutions powering George and other digital platforms across…
Findity is a Norwegian expense management platform providing automated receipt capture, multi-app integrations and white-label expense tools for Nordic banks and software providers.
Finleap is a German fintech company builder and investor providing banking infrastructure, regulatory frameworks and product development support to European financial technology ventures.
Finom provides European SME and freelancer business accounts combining digital banking, invoicing and expense management in a single platform for European micro-business financial management.
Fleximize provides flexible business loans and revenue-based finance to UK SMEs offering repayment top-up options and early repayment without penalties through a fully digital process.
Floa Bank is a French digital consumer credit bank providing instalment payment solutions, consumer loans and digital loyalty tools for French online retailers and their…
Funding Options is a British SME finance marketplace connecting small businesses with over 120 lenders for fast access to business loans, invoice finance and asset…
Griffin is a British BaaS company providing a full-stack banking platform with a UK banking licence enabling fintechs to launch regulated deposit accounts and payment…
Habito is a British digital mortgage broker and lender providing online mortgage advice, comparison and application services to UK home buyers through an AI-powered digital…
Hoist Finance is a Swedish specialised debt purchasing bank providing non-performing loan acquisition and servicing across eight European markets for major banking and financial institutions.
Holvi is a Finnish business banking and invoicing platform for freelancers and small businesses, providing current accounts, expense management, and invoicing tools.
Hype is an Italian digital payment app and prepaid account providing mobile payments, instant transfers and financial management tools to Italian consumers through a simple…
Inbank is an Estonian consumer finance bank providing hire-purchase loans, credit cards and savings products through embedded finance partnerships across Estonia, Latvia, Lithuania and Poland.
Juni is a Swedish financial platform built for e-commerce and digital marketing companies, providing multi-currency accounts, cashback credit cards and spend analytics in one tool.
Klar is a German digital banking provider offering a modern current account with smart budgeting tools and instant notifications for German consumers seeking a digital…
Klarna is a Swedish buy now pay later and payments company providing embedded checkout solutions to retailers and consumers across Europe and globally.
Kroo is a British digital bank providing current accounts with built-in carbon footprint tracking, group expenses and competitive interest rates for environmentally conscious UK consumers.
Landbay provides specialist buy-to-let mortgage lending to UK landlords through its digital lending platform combining tech-enabled processing with broker distribution channels.
Lendino is a Danish peer-to-peer business lending platform connecting Danish SMEs seeking working capital with individual and institutional investors providing loan financing.
Lendo is a Swedish online loan comparison and brokerage platform helping consumers find the best personal loan offers from multiple banks through a single application…
Lendopolis is a French crowdlending platform providing business loans to SMEs and renewable energy project financing through retail and institutional investor participation.
EuropeanSwitch enables organisations to position themselves within key sectors and categories across Europe.