Estonia has established itself as a prominent digital hub in Northern Europe, with financial technology forming a significant part of its technology sector. The country's advanced digital infrastructure and supportive regulatory environment have attracted both domestic and international fintech development. Estonian financial technology companies operate under the supervision of Finantsinspektsioon (FIN), the national financial regulator, which oversees banking, insurance, and financial services within the framework of European regulatory standards.
The providers listed here represent verified Estonian-headquartered financial technology companies offering solutions across payment processing, digital banking services, and financial infrastructure. Each company maintains its primary operations and majority ownership within Estonia, ensuring compliance with European data protection standards and regulatory frameworks. Browse the verified providers below to explore Estonian fintech solutions that meet your organisation's requirements.
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Coop Pank is an Estonian retail bank providing digital current accounts, consumer loans and savings products through a mobile-first banking platform to Estonian consumers.
Funderbeam is an Estonian digital venture trading platform enabling investors to buy and sell stakes in growth companies through a regulated secondary market for private…
Inbank is an Estonian consumer finance bank providing hire-purchase loans, credit cards and savings products through embedded finance partnerships across Estonia, Latvia, Lithuania and Poland.
LHV Group Digital develops Estonian digital banking platforms, pan-European Banking as a Service infrastructure and fintech APIs enabling European fintechs to offer banking products.
Salv is an Estonian AML collaboration platform enabling banks and fintechs to share financial crime intelligence and jointly investigate suspicious activity across institution boundaries.
SEB Estonia Digital develops digital banking platforms, mobile payments and open banking APIs for SEB's Estonian retail and corporate banking operations within the Swedish SEB…
Swedbank Estonia Digital develops digital banking platforms, open banking APIs and AI financial tools for Swedbank's Estonian retail banking subsidiary serving Estonian retail and business…
Wise, founded in Estonia and London, provides low-cost international money transfers and multi-currency accounts to consumers and businesses with transparent mid-market exchange rates globally.
Wise Estonia manages its Estonian operations and engineering providing international money transfer technology and multi-currency accounts to global customers from its Tallinn base.
Wise Estonia operates the Estonian entity of Wise's international money transfer and multi-currency account platform serving millions of customers across global markets.
Key hubs: Tallinn
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