United Kingdom Financial Technology Providers

Abound is a British AI lending platform using open banking and machine learning to provide fairer personal loans to underserved UK consumers based on income…

Abound provides AI-powered personal loans to UK consumers using open banking data to assess affordability more accurately enabling better credit decisions for underserved borrowers.

ADV is a British early-stage venture capital firm backing European deep technology and digital infrastructure companies in AI, semiconductors and advanced computing from its London…

AccessFintech is a UK fintech providing workflow automation and data collaboration tools for capital markets operations, helping banks and brokers resolve trade exceptions.

Acturis is a British insurance software platform providing policy administration, e-trading and claims management systems used by leading UK insurers and specialist brokers.

Algbra is a British ethical finance and values-based banking platform providing Sharia-compliant digital financial services and purpose-driven banking to ethically-minded UK consumers.

Allica Bank provides digital business banking for UK established SMEs offering relationship managed accounts, business mortgages and asset finance with technology-enabled personal service.

Altus Consulting provides technology strategy and implementation consulting to UK financial services firms requiring digital transformation, platform selection and regulatory change management.

Amplifi Capital is a British embedded lending platform providing white-label consumer credit and BNPL infrastructure to retailers and fintechs wanting to offer financing at point…

Artorius is a British tech-enabled wealth management firm providing personalised investment advice and portfolio management to high-net-worth families using data-driven financial planning.

Atom Bank provides UK digital savings accounts, mortgages and SME loans through a mobile-only bank without physical branches offering competitive rates through lower cost operations.

Aviva Digital develops connected home insurance, AI claims processing and digital distribution platforms for Aviva's UK and international life and general insurance operations.

Banfico is a UK open banking and PSD2 compliance company providing directory services and regulatory compliance tools for banks and payment service providers.

Bankable is a UK banking-as-a-service company providing payment accounts, virtual IBANs, and card programmes to enterprises and fintechs across Europe.

Barclays Digital develops open banking infrastructure, digital lending platforms and AI customer analytics for Barclays's retail, corporate and investment banking operations globally.

Bought By Many is a British insurtech company providing specialist pet insurance and niche insurance products to underserved consumer segments through data-driven product development.

Bud provides open banking intelligence and personalisation APIs enabling banks to build AI-powered financial product recommendations and customer engagement from transaction data.

Calastone is a UK financial technology company providing distributed market infrastructure and data automation for the global funds industry, connecting asset managers and distributors.

Checkout.com is a UK payment technology company providing payment processing infrastructure for enterprise merchants and marketplaces across Europe and globally.

ClearBank is a UK cloud-native clearing bank providing real-time payment infrastructure and banking-as-a-service to financial institutions and fintechs.

Cleo is a British AI-powered financial assistant and money management app providing budgeting, saving automation and cash advance features to financially stressed consumers.

Coconut provides a tax and business banking app for UK sole traders and freelancers automating self-assessment tax calculations and expense categorisation from bank transaction data.

Codat is a UK financial data infrastructure company providing APIs that standardise access to SME financial data from accounting, banking, and commerce platforms.

ComplyAdvantage provides AI-powered AML risk intelligence including sanctions screening, PEP checks and adverse media monitoring to help financial institutions manage financial crime risk.

ComplyAdvantage is a British AI-driven financial crime detection company providing AML screening, transaction monitoring, and KYC tools to banks and fintechs.

Countingup is a British business current account and accounting app combining banking with automated bookkeeping for UK sole traders and small businesses in a single…

Crowdcube is a British equity crowdfunding platform enabling startups and growth businesses to raise investment from retail and institutional investors across the UK and European…

CUBE provides AI-powered regulatory intelligence and compliance management tools enabling financial services firms to track regulatory changes and manage compliance obligations automatically.

Curve is a UK fintech providing a single card and app that consolidates multiple payment cards, enabling rewards management and spend tracking across existing accounts.

Cuvva is a British digital car insurance company providing flexible hourly and daily car insurance and pay-per-mile cover to UK drivers through a fully app-based…

Cytora is a British commercial insurance AI platform providing risk ingestion, evaluation and processing automation to enable insurers to underwrite complex risks more efficiently.

Delta Capita is a UK financial services consulting and managed services firm providing regulatory compliance, KYC utility, and transformation services for financial institutions.

Divido is a British white-label retail finance platform enabling banks and retailers to embed point-of-sale lending and consumer credit at checkout through a single integration.

Dozens provides a UK digital financial wellbeing platform combining savings, investments and financial planning tools to help consumers build healthy long-term financial habits.

Ebury is a UK fintech providing international payments, currency exchange, and trade finance solutions for SMEs. It is majority owned by Banco Santander.

Encompass provides automated KYC and customer due diligence orchestration platforms enabling financial institutions to accelerate onboarding and reduce compliance costs through process automation.

EValue provides financial planning analytics, stochastic modelling and risk profiling tools for UK financial advisers and wealth managers requiring robust financial forecasting.

Evooq provides digital wealth management infrastructure combining portfolio analysis, client reporting and advisory tools for private banks and wealth managers requiring modern platforms.

Experian UK provides consumer credit scoring, identity verification, fraud prevention and data analytics services to financial institutions and consumers across the UK and global markets.

Featurespace is a British machine learning company providing real-time fraud detection using its ARIC Risk Hub platform for banks and payment providers.

Finverity is a UK trade finance technology company providing digital supply chain finance platforms for banks, funds, and corporates to optimise working capital.

Flagstone is a British cash savings marketplace enabling high-net-worth individuals and SMEs to spread deposits across multiple banks via a single account to maximise interest…

Fleximize provides flexible business loans and revenue-based finance to UK SMEs offering repayment top-up options and early repayment without penalties through a fully digital process.

FNZ provides end-to-end wealth management infrastructure enabling banks, insurers and asset managers to deliver digital investment and savings services to retail investors globally.

Form3 is a UK cloud-native payment technology company providing real-time payment processing infrastructure for banks and financial institutions across European payment schemes.

Fourthline provides automated KYC compliance and identity verification solutions for regulated financial institutions requiring scalable digital customer due diligence and onboarding.

Freetrade is a UK commission-free investing app providing retail investors access to stocks, ETFs, and ISAs. It is one of Europe's leading retail investment platforms.

Funding Circle is a UK SME lending marketplace connecting small businesses with investors. It is listed on the London Stock Exchange.

Funding Options is a British SME finance marketplace connecting small businesses with over 120 lenders for fast access to business loans, invoice finance and asset…

GoCardless is a UK fintech providing direct debit and recurring payment infrastructure, enabling businesses to collect bank payments from customers across Europe and globally.

Gresham Technologies is a UK financial technology company providing real-time data integrity and control solutions for post-trade processing in capital markets.

Griffin is a British BaaS company providing a full-stack banking platform with a UK banking licence enabling fintechs to launch regulated deposit accounts and payment…

Habito is a British digital mortgage broker and lender providing online mortgage advice, comparison and application services to UK home buyers through an AI-powered digital…

HSBC Digital develops digital banking platforms, open banking APIs and AI financial analytics for HSBC's global retail and commercial banking operations across European and Asian…

Iwoca is a UK SME lending platform providing flexible credit lines and business loans to small businesses across Europe using open banking data for credit…

Kalgera provides financial vulnerability detection technology helping banks identify customers at risk of financial scams and cognitive decline to provide proactive protection.

Konsentus is a UK open banking compliance company providing real-time third party provider verification and PSD2 compliance services for European banks.

Koodoo is a British mortgage technology platform providing embedded mortgage comparison and digital distribution tools for financial services companies and property portals across the UK.

Kroo is a British digital bank providing current accounts with built-in carbon footprint tracking, group expenses and competitive interest rates for environmentally conscious UK consumers.

Laka is a British collective cycling insurance model where premiums are calculated retrospectively based on actual claims providing transparent affordable insurance for cyclists.