ESEuropeanSwitch

Germany Financial Technology Providers

Germany has established itself as a significant centre for financial technology development within Europe, combining traditional banking expertise with digital innovation. The country's fintech sector encompasses payment processing, digital banking solutions, regulatory technology, and investment platforms, supported by a regulatory framework overseen by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht). German financial technology providers benefit from the country's position as Europe's largest economy and its well-developed financial services infrastructure.

The providers listed here represent verified German-headquartered companies offering financial technology solutions across various specialisations. Each provider maintains European headquarters and has been verified before inclusion in this directory. Browse the companies below to compare German financial technology providers for your organisation's requirements.

41Providers Listed
GermanyCountry
DACHRegion
Promote your organisation

Enhance your visibility with a premium profile or featured placement.

Includes logo placement, enhanced visibility and association with this ecosystem.

All Sectors Advanced Manufacturing Aerospace & Space Artificial Intelligence & Data Communication & Collaboration Cybersecurity Defence & Security Digital Infrastructure E-commerce & Retail Technology Energy & Climate Technology Financial Technology Life Sciences & Biotechnology Logistics & Supply Chain Mobility & Transport Professional Services Software & SaaS Telecoms & Connectivity
Germany Providers

Germany Financial Technology Providers

41 providers listed Headquartered in Germany
AL
Allianz Digital
Germany

Allianz Digital develops AI-powered underwriting platforms, connected home and mobility insurance products and digital claims automation for Allianz's global property and casualty insurance operations.

Financial Technology Fraud Detection
BA
Backbase
Germany

Backbase is a Dutch digital banking platform with significant German operations providing composable banking software to financial institutions modernising their digital channels.

Core Banking Financial Technology
BI
Bilendo Germany
Germany

Bilendo is a German accounts receivable management platform automating invoice dunning, payment reminders and debt collection analytics for German SMEs improving cash flow management.

Financial Technology Fraud Detection
BI
Billie
Germany

Billie is a German B2B buy-now-pay-later and accounts receivable financing platform providing embedded payment terms and working capital solutions for B2B e-commerce transactions.

Banking-as-a-Service Financial Technology
BR
BrickVest Germany
Germany

BrickVest is a German real estate investment platform enabling institutional and professional investors to access commercial real estate investments through a digital marketplace.

Financial Technology Trading Platforms
CR
Crosspoint
Germany

Crosspoint is a German open banking infrastructure company providing PSD2-compliant account aggregation, payment initiation and financial data APIs to European fintechs and enterprises.

Financial Technology Open Banking APIs
EX
Exporo Germany
Germany

Exporo is a German real estate investment platform enabling retail investors to invest in commercial and residential property development projects through digital crowdinvesting.

Financial Technology Trading Platforms
FI
Finleap
Germany

Finleap is a German fintech company builder and investor providing banking infrastructure, regulatory frameworks and product development support to European financial technology ventures.

Banking-as-a-Service Financial Technology
FI
Finleap Connect
Germany

Finleap Connect provides open banking API and digital financial service infrastructure enabling European financial institutions and corporates to connect to banking data and payment services.

Financial Technology Open Banking APIs
FI
Finom Germany
Germany

Finom provides European SME and freelancer business accounts combining digital banking, invoicing and expense management in a single platform for European micro-business financial management.

Banking-as-a-Service Financial Technology
FR
Friday Insurance
Germany

Friday is a German digital car insurance company providing flexible pay-per-use coverage and personalised premiums adapting to actual driving behaviour through an app-based model.

Financial Technology RegTech
GI
Giesenberg Digital
Germany

Giesenberg Digital is a German payment technology company providing white-label payment gateway solutions, acquiring infrastructure and payment software to German banks and financial institutions.

Financial Technology Payment Gateways
HA
Hannover Re Digital
Germany

Hannover Re Digital develops digital risk transfer platforms, InsurTech partnership tools and AI pricing models for Hannover Re's global life and non-life reinsurance operations.

Financial Technology RegTech
HA
Hawk AI
Germany

Hawk AI is a German anti-money laundering and fraud detection platform combining AI and human expertise to help banks and fintechs detect financial crime more…

AML / KYC Financial Technology
KL
Klar Germany
Germany

Klar is a German digital banking provider offering a modern current account with smart budgeting tools and instant notifications for German consumers seeking a digital…

Banking-as-a-Service Financial Technology
LI
Liqid
Germany

Liqid is a German digital wealth management platform providing personalised private market and public investment portfolios to high-net-worth individuals through a technology-driven advisory model.

Financial Technology Wealth Management
MA
Mambu
Germany

Mambu is a German cloud banking platform providing SaaS core banking infrastructure for neobanks, lenders, and financial institutions across Europe.

Banking-as-a-Service Core Banking Financial Technology
MA
Mambu DE
Germany

Mambu provides cloud-native composable banking software enabling financial institutions to launch and scale lending, deposit and other financial products through a SaaS core banking platform.

Banking-as-a-Service Financial Technology
MO
Moonfare
Germany

Moonfare is a German digital private equity investment platform providing accredited investors with access to top-tier buyout, venture and infrastructure funds from a minimum investment…

Financial Technology Wealth Management
MO
Moss Germany
Germany

Moss is a German spend management platform providing smart company credit cards, digital expense management and automated accounting integration for German startups and SMEs.

Embedded Payments Financial Technology
MS
msg nexinsure
Germany

msg nexinsure is a German insurance technology company providing end-to-end digital insurance platforms, policy management systems and claims automation for European insurance carriers.

Financial Technology RegTech
MU
Munich Re Digital
Germany

Munich Re Digital develops AI risk modelling, parametric insurance platforms and cyber risk quantification tools for Munich Re's global reinsurance and primary insurance operations.

Financial Technology Fraud Detection
N2
N26
Germany

N26 is a German mobile bank providing European banking services across multiple countries. It holds a German banking licence and is one of Europe's leading…

Banking-as-a-Service Core Banking Financial Technology
NO
Novum bank Germany
Germany

Novum Bank Germany provides digital banking platforms and financial services focused on serving German unbanked and underbanked consumers through accessible digital account infrastructure.

Core Banking Financial Technology
Nürnberger Digital
Germany

Nuernberger Digital is the insurtech and digital innovation arm of German insurer Nuernberger, developing digital insurance products and data-driven underwriting platforms for European markets.

Financial Technology RegTech
OP
Optiopay
Germany

Optiopay is a German embedded finance and alternative payment platform enabling brands to offer customers the choice to receive payments or rewards in branded currency…

Banking-as-a-Service Financial Technology
PA
Payrails
Germany

Payrails is a German payment orchestration company providing infrastructure for embedding and managing global payment methods for enterprise merchants.

Embedded Payments Financial Technology Open Banking APIs
PA
Payrails Germany
Germany

Payrails is a German enterprise payment orchestration platform enabling large enterprises to unify payment providers, optimise routing and manage global payment operations through a single…

Financial Technology Payment Processors
PE
Penta Germany
Germany

Penta is a German digital business banking platform providing SME current accounts, multi-user cards and financial management tools for German startups and small businesses.

Banking-as-a-Service Financial Technology
PL
Pliant GmbH
Germany

Pliant is a German corporate card and spend management platform providing smart virtual and physical company cards with real-time controls and analytics for European businesses.

Embedded Payments Financial Technology
PP
PPRO Germany
Germany

PPRO is a German alternative payments infrastructure company aggregating local payment methods worldwide enabling payment service providers to offer local methods through a single connection.

Financial Technology Payment Processors
RA
Raisin
Germany

Raisin is a German savings and investment marketplace connecting consumers with deposit products from banks across Europe through a single account and digital platform.

Financial Technology Wealth Management
RA
Rantum Capital
Germany

Rantum Capital is a German digital asset management company providing algorithmic trading strategies and quantitative investment solutions for institutional and high-net-worth clients.

Financial Technology Wealth Management
SC
Scalable Capital
Germany

Scalable Capital is a German digital investment platform providing robo-advisory, ETF savings plans, and brokerage services to retail investors across Europe.

Financial Technology Trading Platforms Wealth Management
TA
Talanx Digital
Germany

Talanx Digital develops digital insurance platforms, AI claims automation and connected industrial property insurance tools for Talanx's German and international insurance group operations.

Financial Technology RegTech
TA
Tandem Bank
Germany

Tandem is a German green digital bank providing eco-conscious banking products, green loans and savings accounts to environmentally aware consumers across European markets.

Banking-as-a-Service Financial Technology
TA
Taxdoo
Germany

Taxdoo is a German automated VAT compliance platform helping e-commerce businesses manage cross-border tax obligations across European markets through real-time transaction analysis.

Financial Technology RegTech
TR
Trade Republic
Germany

Trade Republic is a German mobile broker providing commission-free trading of stocks, ETFs, and crypto for European retail investors. It holds a German banking licence.

Banking-as-a-Service Financial Technology Trading Platforms
WE
Wefox Germany
Germany

Wefox is a German digital insurance platform connecting consumers with personalised insurance products through data-driven risk assessment and an adviser-supported digital purchasing journey.

Financial Technology RegTech
XE
Xempus
Germany

Xempus is a German digital insurance and pension management platform enabling employers to administer occupational pension schemes and employee insurance benefits through a single workplace…

Financial Technology Wealth Management
ZE
Zeitgold
Germany

Zeitgold is a German AI-powered accounting automation platform providing automated bookkeeping and tax preparation services to small businesses and self-employed professionals in Germany.

Core Banking Financial Technology
41Providers
7HQ cities
2001–2021Founded

Key hubs: Berlin, Munich, Frankfurt

  • Banking Platforms17
  • Risk & Compliance11
  • Wealth & Capital Markets9
  • Payments Infrastructure6

Related Insights

Analysis and perspectives on Germany's provider ecosystem and Financial Technology.

Looking to increase your visibility?

EuropeanSwitch enables organisations to position themselves within key sectors and categories across Europe.

Explore sponsorship & partnership options Includes logo placement, enhanced visibility and association with this ecosystem.