Spain has developed a significant financial technology sector, supported by the regulatory framework overseen by the Banco de España and the Comisión Nacional del Mercado de Valores (CNMV). Spanish fintech companies operate within European Union directives including PSD2 and MiFID II, whilst benefiting from Spain's position as a gateway between European and Latin American markets. The country's financial services sector has embraced digital transformation across payment processing, digital banking solutions, and regulatory technology platforms.
Spanish fintech providers serve both domestic institutions and international clients seeking European regulatory compliance. The providers listed here represent verified Spanish-headquartered companies offering financial technology solutions across banking infrastructure, payment systems, compliance tools, and financial data platforms. Browse the verified Spanish financial technology providers below to compare solutions that meet European regulatory requirements.
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Bankia Digital develops mobile banking platforms, open finance APIs and AI-powered financial management tools for Bankia's retail banking operations merged into CaixaBank across Spain.
BBVA Digital develops open banking APIs, AI financial analytics and digital lending infrastructure for BBVA's retail and corporate banking operations across Spain and global markets.
BBVA Digital Spain develops open banking infrastructure, AI credit tools and digital wealth management platforms for BBVA's Spanish retail and SME banking technology operations.
CaixaBank Technology develops open banking infrastructure, digital payment tools and AI financial services for CaixaBank's Spanish and Portuguese retail banking customer base.
CaixaBank Digital develops digital banking platforms, AI-powered financial advisory tools and open banking infrastructure for CaixaBank's retail banking operations across Spain and Portugal.
CaixaBank Tech is the Spanish digital banking technology subsidiary of CaixaBank, developing open banking APIs, digital payment innovations and enterprise financial technology solutions.
Cobee is a Spanish flexible employee benefits platform providing digital management of meal vouchers, transport subsidies and tax-efficient benefits across European markets.
Coverfy is a Spanish digital insurance management app enabling consumers to centralise all their insurance policies, compare alternatives and manage claims through a single mobile…
Devengo is a Spanish instant payroll payment platform enabling companies to give employees on-demand access to their earned wages before payday through a real-time payment…
Finizens is a Spanish automated investment platform providing low-cost diversified portfolio management through ETF-based robo-advisory for Spanish retail investors seeking passive investing.
GoCardless Spain manages Iberian operations for GoCardless's bank debit payment platform providing direct bank payment infrastructure for recurring billing and B2B payment collection globally.
Mapfre Digital develops AI-powered claims automation, telematics insurance products and digital distribution platforms for Mapfre's global insurance operations across European and Latin American markets.
Mapfre Digital develops AI insurance underwriting, digital claims management and connected vehicle insurance platforms for Mapfre's Spanish and global general insurance operations.
Openbank is a Spanish digital bank and Santander Group subsidiary providing fee-free online current accounts, mortgages and investments through a fully digital European banking model.
Payhawk's Spanish operations provide corporate spend management, company cards and expense automation to Spanish enterprise clients scaling across multiple European markets.
Plenium Partners is a Spanish systematic asset management firm providing algorithmic investment strategies and quantitative portfolio management for institutional and professional investors.
Banco Sabadell Digital develops digital banking platforms, open banking APIs and AI financial advisory tools for Sabadell's retail and corporate banking operations across Spain and…
Santander Digital develops digital banking platforms, open finance APIs and AI credit decisioning tools for Banco Santander's global retail banking operations across European and Americas…
Strands Finance is a Spanish fintech company providing AI-powered personal finance management and SME banking intelligence solutions to retail banks and financial institutions globally.
Urbanitae is a Spanish real estate crowdfunding platform enabling retail investors to co-invest in residential and commercial property development projects across Spanish and European markets.
Verse is a Spanish peer-to-peer mobile payment app enabling Spanish and European consumers to split bills, request and send money instantly between friends and groups.
Key hubs: Madrid, Barcelona, Majadahonda
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